Effective Date: May 24, 2018
1. Information We Collect About You
We need to collect and process your personal information to run our business and provide you with the Services. If you don’t want us to collect or process your personal information in the ways described in this policy, you shouldn’t use the Services. We are not responsible for the content or the privacy policies or practices of any third-party service providers, third-party websites, or third-party apps.
Information You Provide
We may collect information you provide when you register, sign up, purchase, communicate with us, answer our surveys, upload content, or otherwise use the Services.
We collect information about you when you use our Services, including:
We collect information about you and the devices you use to access the Services, such as your computer, mobile phone, or tablet. The information that we collect includes:
Information We Collect From Other Sources
We also collect information about you from third parties, including:
Our Services are general audience services not directed at children under the age of 13. We do not knowingly collect personal information from any user under 13. If we obtain actual knowledge that any information we collect has been provided by a child under the age of 13, we will promptly delete that information. If you believe we might have any information from or about a user under 13, please contact us at firstname.lastname@example.org.
2. How We Use Your Information
We may use information about you for a number of purposes, including:
We may also contact you with offers for additional services we think you will find valuable if you give us consent. You do not need to provide consent as a condition to purchase our goods or services. This communication may include contact by:
Protecting our Services and Maintaining a Trusted Environment
Advertising and Marketing
Marketing of our Services;
To learn more about your choices regarding interest-based advertising and cross-device tracking, please see below.
For any other purpose disclosed to you in connection with our Services from time to time.
3. How We Share Your Information
We may share information about you as follows:
Safety and Compliance with Law
With Your Consent
With your consent. For example:
Without Your Consent
We also may share (within our group of companies or with third parties) aggregated and anonymized information that does not specifically identify you or any individual user of our Services.
4. How Long We Retain Your Information
5. Cookies and Other Similar Technologies
We use various technologies to collect information when you access or use our Services, including placing a piece of code, commonly referred to as a “cookie,” or similar technology on your device and using web beacons. Cookies are small data files that are stored on your hard drive or in your device memory when you visit a website or view a message. Among other things, cookies support the integrity of our registration process, retain your preferences and account settings, and help evaluate and compile aggregated statistics about user activity. We will begin collecting information about you or from activity on devices you use as soon as you use our Services. By using our Services, you permit us to collect and use your information from activity on devices you use in accordance with this Privacy Notice. For more information and to learn how to block or delete cookies used in the Services, please see below.
Certain cookies we use last only for the duration of your web or application session and expire when you close your browser or exit the application. Other cookies are used to remember you when you return to use the Services and, as such, will last longer.
Some of the cookies used in the Services are set by us, and others are set by third parties who deliver services on our behalf.
Most web and mobile device browsers are set to automatically accept cookies by default. However, you can change your browser settings to prevent automatic acceptance of cookies, or to notify you each time a cookie is set.
You also can learn more about cookies by visiting http://www.allaboutcookies.org, which includes additional useful information on cookies and how to block cookies on different types of browsers and mobile devices. Please note, however, that by blocking or deleting cookies used in the Services, you may not be able to take full advantage of the Services.
We also may collect information using web beacons. Web beacons are electronic images that may be used in our Services or emails. We use web beacons to deliver cookies, track the number of visits to our website and apps, understand usage and campaign effectiveness, and determine whether an email has been opened and acted upon.
6. Third-Party Advertising and Analytics
This Privacy Notice does not apply to, and we are not responsible for, third-party cookies, web beacons, or other tracking technologies, which are covered by such third parties’ privacy policies. For more information, we encourage you to check the privacy policies of these third parties to learn about their privacy practices. For more information about targeted advertising specifically, please visit http://www.aboutads.info/choices.
Examples of our third-party service providers to help deliver our Services or to connect to our Services include:
7. Your Choices
You may view, change, or correct information that you have provided by making a request to us using the contact details below, in which case we may need to verify your identity before viewing or otherwise changing or correcting your information.
Canceling or Deactivating Your Account
If you wish to cancel or deactivate your account, you can do so by emailing us using the contact details below.
In order to provide certain Services, we may require access to location information, including precise geolocation information collected from your device. If you do not consent to collection of this information, certain Services will not function properly, and you will not be able to use those Services. You can stop our collection of location information at any time by changing the preferences on your mobile device. If you do so, some of our mobile applications will no longer function.
Do Not Track
You can opt out of receiving promotional messages from us by following the instructions in those messages, by informing the caller that you would not like to receive future promotional calls or by replying STOP to any SMS/MMS message. Opting out of receiving communications may impact your use of the Services. If you decide to opt out, we can still send you non-promotional communications, such as digital receipts and messages about your account or our ongoing business relations.
California Privacy Rights
California law permits residents of California to request certain details about our disclosure of your personal information to third parties for direct marketing purposes during the immediately preceding calendar year. If you are a California resident and would like to request this information, please contact us at the address listed below.
We take reasonable measures, including administrative, technical, and physical safeguards, to protect your information from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. Nevertheless, the internet is not a 100% secure environment, and we cannot guarantee absolute security of the transmission or storage of your information. We hold information about you both at our own premises and with the assistance of third-party service providers.
9. Storage and Processing
We may, and we may use third-party service providers to, process and store your information in the United States, Canada, the European Union, and other countries.
c/o Privacy Matters
380 S. Technology Ct., Ste. 100
Lindon, UT 84043, U.S.A
If you have any questions or concerns regarding our notice, or if you believe our notice or applicable laws relating to the protection of your personal information have not been respected, you may file a complaint with our Privacy Department listed above, and we will respond to let you know who will be handling your matter and when you can expect a further response. We may request additional details from you regarding your concerns and may need to engage or consult with other parties in order to investigate and address your issue. We may keep records of your request and any resolution.
Residents of the European Economic Area
a. If you elect not to provide person data
You may choose not to provide us with your information. However, if you choose not to provide your information, you may not be able to enjoy the full range of Services.
b. How to exercise your rights
We take steps to keep your information accurate and up to date. If you reside in the European Economic Area, you have certain rights to the information that we have collected about you. To exercise your rights to your information, please email or mail to us using the contact details above. Subject to applicable law, we will respond to reasonable requests as soon as practicable, within the limits prescribed by law.
You have the following rights:
c. How we may disclose your information
d. Marketing communications
Where we are legally required to do so, we ask you for your prior consent before providing you with promotional materials or information. When required by local law, when marketing consent is obtained, we use the double-opt-in method (confirmation of your email address by email before sending you promotional messages) in order to verify your consent. You may revoke your consent at any time (this will not affect the processing of your information undertaken until the revocation). If you want to stop receiving promotional materials, etc., you can do so at any time as outlined in the Your Choices section above.
f. Legal Basis for Processing under the GDPR
In this section we provide information on the legal basis for our processing of your information:
We process such data on the basis of our legitimate interest, and our legitimate interest is to provide you with our promotional messages.
We process such data on the basis of our legitimate interest, and our legitimate interest is to enhance your experience and to improve our Services.
Where we collect your consent in such case, for instance for marketing purposes, we process such data on the basis of your prior consent.
Where we do not collect your consent in such case, we process such data on the basis of our legitimate interest, and our legitimate interest is providing you with better Services and to enable you to use the full range of our Services.
For information which we need in order to perform the Services, such processing is necessary for the performance of our Services.
With regard to other information, we process such data on the basis of our legitimate interest, and our legitimate interest is providing you with better Services and to enable you to use our Services more efficiently.
Where we collect your consent in such case, we process such data on the basis of your prior consent.
Where we do not collect your consent in such case, for such data that we need in order to perform the Services, such processing is necessary for the performance of our Services.
Where we do not collect your consent in such case and where we do not need such data in order to perform the Services, we process such data for our legitimate interest in offering you marketing and improving our Services.
Where we collect your consent in such case, we process such data on the basis of your prior consent.
Where we do not collect your consent in such case, such processing is necessary for the performance of our Services, or we process such dad on the basis of our legitimate interest, and our legitimate interest is to provide you with better Services and marketing.
g. Right to lodge a complaint before the Data Protection Authority
We encourage you to contact us directly and allow us to work with you to address your concerns. Nevertheless, you have the right to lodge a complaint with a competent data protection supervisory authority, in particular in the EU Member State where you reside, work or the place of the alleged infringement. You have the right to do so if you consider that the processing of information relating to you infringes applicable data protection laws.
i. How to contact us or our Privacy Office
In case of questions about the processing of your information please contact us at email@example.com.
We offer free introductory events and are a seller of advanced education. We do not sell a business opportunity, franchise business, or business in a box. Learning and application require time and effort, and an individual’s ability to achieve a particular objective is based on a variety of factors. We are not licensed brokers or registered financial consultants and do not guarantee earnings or returns on investment. We offer no financial, tax, or legal advice and suggest consulting your professionals before undertaking any transaction. Investing involves risk and may result in partial or total loss. Investors should evaluate their situation, objectives, risk tolerance, and time, prior to purchasing education and training from us, or products and services from our affiliates. Marketing, education, and fulfillment services for Prosper Live provided by Response.
Some products and services presented at events, such as money partners, are offered through third-party affiliates who are independently owned and operated. Funding from money partners is subject to property qualifications and other lender criteria.
We evaluate customer satisfaction using surveys. As with all surveys, many do not respond making it difficult to track and ascertain those who implement and complete the training provided. Survey results provided are a compilation of a 12-month period and have been audited by a third-party firm. Some customers attend the training for education purposes only but were included in satisfaction survey results. Some students attend the training and do not apply the concepts taught.
Endorsements and testimonials from customers have been selected because of their relatability, unique experiences, and overall satisfaction and results of the training. Many of the customers featured purchased additional education. No customer has been compensated for their opinion, endorsement, or testimonials. Most students do not apply the strategies employed by these students, and we assume do not make any money. Your results will vary, and you should not view their experience as typical.
Celebrity sponsors are considered experts in their respective professions. They have experienced uncommon success. You should not expect the same results.
Event production, marketing, education, and fulfillment provided by Prosper Live and its affiliates. No affiliation with Sean Hannity (iHeartMedia, Inc), Forbes Media LLC, Fox News Network, LLC, The New York Times Company, Business Insider Inc. and Cosmopolitan (Hearst Communications, Inc), CNBC LLC (A division of NBCUniversal), Bravo Media LLC (A division of NBCUniversal). Company names and marks are registered trademarks of their respective owners. No affiliation implied.